Are recently thinking of contacting few car rental delivery services in the States for you much needed winter vacation?

Well, that’s great news; rental cars are one of the best ways to enjoy an all American vacation. However, if you’re confused about whether to invest in car insurance then this blog is for you!

Now, you might already be aware that your individual auto policy will cover you while you tour with your hired card. However, often certain areas may not be covered by your individual insurance policy, so it’s essential that you verify it with your insurance company beforehand.

To help you understand better, here are the different products car rental insurance covers under their respective policies:

The Basics:

1.     Collision and Damage

Accidents have no time or place, and a damaged rented car equals to a company charging more than $20 dollars per day. So, say you’ve left the rented car at a workshop and it’ll take it 4 days to return, the company might charge a late fee along with $20 dollars per day, leading to a hefty fine.

So, unless your individual auto policy covers this damage insurance, it’s best to get this to prevent unnecessary chances of hefty fines.

2.    Personal Calamity Insurance

The personal calamity insurance covers medical bills for you and your co-passenger in case of a road accident. Now, if your individual auto policy or healthcare sector covers this insurance, you won’t need it for your rental car insurance.

3.    Personal Theft Coverage

This insurance covers car theft; so say someone stole a vehicle’s part from your rented car, this insurance will cover you for personal property theft. However, if you have a homeowner’s coverage of the same then it’ll suffice and cover your insurance as well.

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So, now that you know what car rentals cover, you can either opt for investing in car rental insurances as per your requirements or not. In fact, the best option is to contact few car rental delivery services and check what insurances they are offering. If you feel the need for one, invest and enjoy your vacation in peace. 

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Advantage Car & Truck Rentals Downtown Toronto

Address: 431 Queen St E, Toronto, ON M5A 1TO

Province: Ontario

Phone: (416) 364-0387

Hours: 

Monday          7:30a.m.–6p.m.
Tuesday         7:30a.m.–6p.m.
Wednesday    7:30a.m.–6p.m.
Thursday        7:30a.m.–6p.m.
Friday             7:30a.m.–6p.m.
Saturday         8a.m.–4p.m.
Sunday           Closed